Form 5500 -- Annual Return/Report of Employee Benefit Plan
            PAGE ONE
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       Schedule A -- Insurance Information
           PAGE ONE
          PAGE TWO
          PAGE THREE

   Schedule B -- Actuarial Information
           Footnote to Schedule B
           Certificate of Actuarial Value
 

      Schedule D -- DFE/Participating Plan Information
           PAGE ONE
           PAGE TWO

      Schedule G -- Financial Transaction Schedules

     Schedule H -- Financial Information
          PAGE ONE
         PAGE TWO
         PAGE THREE
         PAGE FOUR

      Schedule R -- Retirement Plan Information

      Audited Financial Statements

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